Does Mexico Have Universal Health Care?
Mexico boasts high healthcare standards and operates efficiently; however, this nation remains one of the most unequal in the world and must improve its public health system to bridge disparities between rich and poor citizens.
President Andres Manuel Lopez Obrador’s government has set itself a challenging goal with its National Health Plan (PLAN Nacional de Salud or PNS 2019-24), which seeks to enhance infrastructure, reduce corruption and provide pharmaceutical access and care to vulnerable groups in society. Some sectors have raised doubts as to whether such ambitious objectives are within budget constraints.
Lopez Obrador promised during his campaign to establish a system of universal free public healthcare coverage and coverage for the entire population, replacing private insurance provided by employers as well as state-subsidized public insurance called IMSS covering employees of state petroleum company PEMEX and some other organizations. His plan would cover everyone regardless of employment status with payments taken directly out of paychecks without fees attached; its goals also include strengthening preventive health services as well as community-based health services as well as encouraging telemedicine and eHealth services.
Funded through contributions from both workers and employers as well as general taxes, this plan should become self-sustainable by 2024 when Mexico hopes to achieve universal coverage for all.
As Mexico does not cover preexisting conditions, expats who wish to reside there should make sure they purchase comprehensive international medical insurance in order to cover any unforeseen health-related expenses that may arise, particularly in large cities where medical charges have been known to skyrocket due to tourism.
International medical insurance in Mexico not only covers hospitalization costs but also out-of-pocket expenses like medicines. Expats living there should keep some cash aside for unexpected medical needs as many pharmacies don’t participate in direct billing programs for international insurance and require payment upfront before receiving care.
Carry your international medical insurance card at all times to demonstrate to healthcare providers and avoid delays in receiving the services that you need. Finally, it’s wise to select an international health insurance provider that works in partnership with local hospitals and clinics in your location, in order to find the most qualified medical providers in your region. As healthcare quality in Mexico tends to be lower than some OECD nations, it is crucial that you secure yourself with an experienced and reputable health insurer in order to prevent potential issues and ensure you receive treatment when required.